Societe Generale is constantly developing its open innovation policy, by strengthening its relationship with startups and FinTech and increasing the number of exchanges and collaborations. In doing so, the Group has two aims: to offer them its expertise and to benefit from their knowledge in terms of user experience, new technologies and methods. Improving cooperation with these players means that Societe Generale can identify, from thousands of innovative startups, those which will add value to its activities.

open innovation platform Dunes

Open Innovation Platform

Open innovation is key to transforming the banking sector and launching new products and services. This is why we are constantly looking for new partnerships with ambitious startups that bring disruptive solutions to the banking/financial sector, in order to innovate and face new challenges together.
If you work on innovative services in the following fields: services to SMEs, open banking, payment/e-commerce, credit/real estate, Insurtech, cybersecurity/Regtech, capital markets, blockchain/crypto assets, wealth management, etc. check out our open innovation platform that will put you in touch with more than 30 leaders in innovation within the Group, whether it be to study the launch of POCs (Proof-of-Concepts), design a business/strategic partnership, or be incubated in our offices in Paris.

Find out more on the Open Innovation website

Working in closer partnership with Fintech

With Fiduceo, Societe Generale became the first bank in France to acquire a fintech company. Since then, we have seen a multitude of partnerships, investments, experiments and exchanges, well beyond the borders of France. In 2015, Societe Generale's subsidiary Boursorama announced the acquisition of Fiduceo, a French online personal finance management firm. Thanks to the expertise of this fintech, we were able to develop an account aggregator firstly for the clients of Boursorama, and then for those of Crédit du Nord and Societe Generale.

Find out more about Banking and fintech companies

SG Ventures

Societe Generale Ventures, a €150 million cross-functional fund dedicated to innovation, invests in internal and external start-ups. Nine investment areas have been identified to support the development of the business lines, more particularly payments and e-commerce, Open Banking, and services to small and medium-sized companies. Five other, more forward-looking areas complete the business lines to build the bank of tomorrow. Societe Generale Ventures will optimize investments while creating synergies between the Group's activities.

Internal Startup Call

Societe Generale has launched a major intrapreneurship programme known as Internal Startup Call in November 2017. The objective was to enable disruptive internal intrapreneurial projects to emerge that will be the embryos of our future products and services, including projects that go beyond traditional banking services.Following a selection phase, 60 internal startups has been accelerated during 6 months in France and internationally at our innovation partners.

Find out more about Internal Startup Call


Located in The Dunes, #LePlateau is a space of 1000 m2 with 150 workstations, dedicated to startups. To encourage collaboration between internal and external project teams and French Tech ecosystems, #LePlateau offers an innovative hosting environment, provides support, and makes its resources available for external and internal startups.

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Global innovation network

Open innovation lies at the heart of our transformation strategy. The Group has therefore developed locations in Paris, Dakar, Prague or Bangalore, encouraging collaboration on ideas in order to come up with new and innovative projects for our customers.

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Logo Vivatech

Vivatech 2019

Vivatech is the international event for startups and innovators to celebrate innovation. From Thursday 16 May to Saturday 18 May 2019 in Paris Parc des Expositions, Porte de Versailles Hall 1, Societe Generale Group will participate to VivaTech under the theme ?Future is Live?, and will welcome you to its booths in the United Tech of Europe area, and in the [email protected] area, to make you discover startups, and the latest innovations.

Find out more about Vivatech 2019

Global Markets Incubators

Global Markets Incubator announces the selection of six fintech companies to join its Open Innovation platform, hosted by Le Swave Paris & Co, in order to build innovative solutions with them. With this launch, Société Générale Corporate & Investment Banking is taking a pioneering approach to incubating startups specialising in market activities, while strengthening its support for the Fintech ecosystem. The selected Fintech will benefit from SG CIB's recognised expertise in the market, as well as the support of the Le Swave incubator based in La Dêfense, Paris.

Find out more about Global Markets Incubator

Open innovation ecosystem

Societe Generale's open innovation procedure is based on bringing together creative forces from inside and outside of the company. It is built around two main ideas: strengthening its relationship with the ecosystem to bring it into line with the requirements of its business sectors, and stimulating the company’s capacity for innovation via new work locations and methods, preferential relationships with schools and participation in numerous events.

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University Chairs: Partnering with excellence

Through the Academic and Research Chairs that it supports, Societe Generale group develops long-term partnerships with higher education institutions and is committed to supporting research and teaching programmes for 12 Academic and Research Chairs.

Find out more about the university chairs

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innovation on the continent african

Innovation on the african continent

Societe Generale’s strategy in Africa focuses on innovation. Building on the knowledge that Africa is inventing the bank of the future, Societe Generale aims to be a key player in this revolution, through partnerships, innovation Labs and innovative services.

Fin out more about Innovation in Africa